Privacy Policy

What Does SouthTrust Bank, N.A. Do With Your Personal Information?

Rev. Date 02/22

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and payment history Account balances and checking account information Transaction history and account transactions When you are no longer a customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information: the reasons SouthTrust Bank, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does SouthTrust Bank, N.A. Share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes– to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes– information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes– information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For non-affiliates to market to you	No	We don't share

Questions?
Call 361-449-1571 or go to www.southtrust.com

Who we are
Who is providing this notice?	SouthTrust Bank, N.A.

What we do
How does SouthTrust Bank, N.A. protect my personal information?	To protect your personal information from unauthorized access and use we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal and account information, and We maintain physical, electronic and procedural safeguards to comply with federal standards to guard your nonpublic personal information
How does SouthTrust Bank, N.A. collect my personal information?	We collect your personal information, for example, when you Apply for a loan or open an account Give us your income information or provide employment information Give us your contact information We also collect your personal information from other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. SouthTrust Bank, N.A. has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. SouthTrust, N.A. does not share with non-affiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. SouthTrust Bank, N.A. does not jointly market.