Personal Checking

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Personal Checking Accounts

Simply Free Checking:

FREE account for everyone!

  • No minimum balance
  • No monthly service charge
  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with online check images
  • FREE thank you gift (for participating locations)
  • Buy back of your unused checks and debit cards from another financial institution (for participating locations)

Minimum opening deposit is only $25.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening upon opening account.
Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented upon opening account.
Ask us for details. Bank rules and regulations apply.

Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with online check images
  • FREE thank you gift (for participating locations)
  • Buy back of your unused checks and debit cards from another financial institution (for participating locations)

Minimum opening deposit is only $25.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening upon opening account.
Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented upon opening account.
Ask us for details. Bank rules and regulations apply.

50+ Interest Checking

A perfect account for customers 50 and over!

  • FREE first box of checks
  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with online check images
  • FREE thank you gift (for participating locations)
  • Buy back of your unused checks and debit cards from another financial institution (for participating locations)

Minimum opening deposit is only $25.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening upon opening account.
Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented upon opening account.
Ask us for details. Bank rules and regulations apply.

Premier Interest Checking

An account for those interested in higher interest!

  • FREE personalized checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $10 monthly charge if minimum balance falls below $1,500
  • FREE Debit Card
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with online check images
  • FREE thank you gift (for participating locations)
  • Buy back of your unused checks and debit cards from another financial institution (for participating locations)

Minimum opening deposit is only $25.
Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details.
Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening upon opening account.
Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented upon opening account.
Ask us for details. Bank rules and regulations apply.