CD's and IRA's

CD's and IRA's

Certificates of Deposit

Competitively priced interest rates allow you to earn more income in exchange for committing your deposit for a specific period of time. The longer you invest the higher your rate.

  • Earns interest that pays back to you
  • An insured worry free investment
  • Receive a lower interest rate on your loan when you use your CD as collateral
  • Rate stays the same until maturity of the CD
Account Fees
  • Penalty for early withdrawal of the CD


First National Bank has several IRA plans to fit your retirement needs. We know planning for your future is important and we want to help you meet those goals.
We have competitively priced rates and terms along with knowledgeable people to help you chose what it best for you

We offer the following plans:
  • Traditional IRA – Tax-deffered retirement plan that allows you to make contributions.
  • Roth IRA – Accumulate your interest tax free.
  • Coverdell Education Savings Account (CESA) – Shelter income to provide for a child’s education costs from elementary to college. You can use the money for tuition, books, computers and other school supplies.
  • No Service Fees
  • Early withdrawal penalties apply